TriDES2 3DS Server enables instant implementation of all 3D Secure programs for acquirers and merchants. Used with a mobile SDK, it ensures simple integration with web-based and mobile application-based purchase channels, digital wallets and other online payment services. By using a certified 3DS Server and a mobile SDK e-commerce and m-commerce service providers can avoid complex 3D Secure development and certification, thus reducing their cost and time to market.
Reduce fraud chargeback expenses
Online fraud is the most common cause for chargebacks in the online payment environment, and it is mostly a burden for the merchant. To the merchants and acquirers that use TriDES2 3DSS and participate in 3D Secure programs, card schemes grant a chargeback liability shift, which transfers the chargeback and fraud-related costs to the issuer.
Key Product Features
Backward compatible to 3D Secure 1.0.2
Frictionless and challenge transaction flows
Outspread types of supported transactions, including recurring payment, instalments, standing orders, direct debit, e-invoicing etc.
Integration with web browsing and in-app purchasing applications, with a responsive web interface for browsing on a mobile phone
Management of multiple acquiring institutions in-one 3DS server instance
Multiple directory servers in one 3DS server instance (Verified by Visa, Mastercard® IdentityCheckTM, American Express Safekey®, Diners Club ProtectBuy®, JCB J/SecureTM, UnionPay UPOP, NSPK MirAccept)
Easy integration with payment gateways, merchant applications and non-payment applications using HTTP redirection API, XML API, Java API or Webservice API
Merchant whitelisting
Merchant and acquiring risk scoring
Integration with tokenisation services, digital wallets, card on file
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