EMVCo continues the 3D Secure strategy set with EMV3DS v2.0 – having a strong focus on adopting current trends in e-commerce and online payment, fast and smooth transactions, minimal friction and disturbance for the Payee, great User Experience, and ultimate level of transaction security.
Check out most notable 3DS v2.1 and 3DS v2.2 improvements in our recent blog post.
In 3DS v2.2 there were additional protocol improvements in this direction. These improvements include the following:
Both VISA and MC, have different 3DS 2.2 adoption roadmaps. As one of the main card schemes, VISA has defined a milestone for issuers and acquirers to adapt to EMV3DS 2.2; until the end of Q1 this year (2021). However, Mastercard has not set such a milestone; since MC has adopted some of the features from EMV3DS 2.2 through its MC 2.1+ extensions.
In addition, ASEE provided a comprehensive overview of the extended transition period. Learn more about the efficient management of the extended transition period in our recent blog post.