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Buy Now, Pay Later (BNPL) option opening new fraud opportunities

Digital transformation led to innovative financial solutions, one of them being the ''Buy Now, Pay Later'' option commonly abbreviated as BNPL. It enables consumers to relieve the financial pressure and acts as a layaway plan enabling them to redistribute the amount in a predefined number of payment installments. Despite being favored by the general public […]
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Merchant Guide: How to win a chargeback dispute?

A common misconception many merchants believe is the following: It is close to impossible to win a chargeback dispute. Although chargebacks are frustrating and it seems like everything is in favor of the customer, with the right approach, you are able to overturn a chargeback. Having a chargeback reversal strategy is key. Start from here. […]
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How to deliver smooth UX through SCA exemptions

By introducing SCA exemptions, PSD2 did not only relieve issuers and merchants from the fear of soaring cart abandonment rates; it also enabled customers to enjoy a user experience that is truly frictionless and straightforward. Let's see how to achieve the ultimate user experience while making sure your online transactions are secure. PSD2 introducing SCA […]
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