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Merchant Whitelisting (MWL) Best Practices pt.2: Risk Considerations

MWL enables cardholders to choose their favorite merchants and avoid additional authentication, if applicable. However, this feature demands merchant risk assessment on the issuer side and possible change of known rules in certain scenarios. Learn how to act accordingly with risk associated to merchant whitelisting. Start from here.   This article is a part of our […]
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Merchant Whitelisting (MWL) Best Practices pt.1: User Experience

SCA exemptions include a neat feature, merchant whitelisting. Enabling the cardholders to pick and choose merchants whom they trust provides them with control over their online payments user experience. To get more insight into cardholder UX along with best practices regarding managing the merchant whitelist, keep reading. This article is a part of our Merchant […]
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Buy Now, Pay Later (BNPL) option opening new fraud opportunities

Digital transformation led to innovative financial solutions, one of them being the ''Buy Now, Pay Later'' option commonly abbreviated as BNPL. It enables consumers to relieve the financial pressure and acts as a layaway plan enabling them to redistribute the amount in a predefined number of payment installments. Despite being favored by the general public […]
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