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Issuers Guide: Efficient Management of Extended 3D Secure Transition Period

3D Secure is up and running since 2001 when VISA came up with an interoperable protocol in order to authenticate Card-Not-Present (CNP) online payments. After more than a decade, EMVCo has taken ownership of the 3D Secure protocol from VISA and designed the second generation of 3D Secure, EMV3DS, or better known as 3D Secure v2. […]
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Feature Overview: 3D Secure 2.1 vs. 2.2

Since the first 3D Secure protocol was launched in 2001 by VISA, the online payments ecosystem changed substantially regarding regulation and channels used for conducting online payments demanding improvements regarding the user experience of the solution and a more flexible approach. The new versions of the protocol enable SCA on mobile apps, support biometric authentication, […]
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How to fulfill PSD2 requirement without causing buyers friction during online purchases?

When discussing PSD2, most stakeholders will have Strong Customer Authentication (SCA) in mind. SCA involves authentication methods that are more advanced than the old-fashioned static PINs and passwords. But this comes with a cost. SCA implementation is much more complex for payment service providers, as well as for the end-user. It requires additional actions on their […]
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